by Dowco Financial | May 31, 2025 | Blog, business owners, Group Benefits, health benefits, incorporated professionals
What to Look for in a Group Benefits Provider (and How We Help Employers Get It Right)If you’re reviewing your group benefits plan—or starting one for the first time—you’ve likely realized how overwhelming it can be to compare providers. At our firm, we work with...
by Dowco Financial | Nov 5, 2024 | Blog, business owners, Group Benefits, health benefits, incorporated professionals
When it’s time to renew your organization’s group benefits plan, it’s a chance to step back, take a close look, and ensure everything still makes sense for your team and budget. Each year, your provider will review past claims and usage to help adjust coverage and...
by Dowco Financial | Oct 5, 2024 | Blog, business owners, dental benefits, Group Benefits, health benefits
Building a Sustainable Future TogetherAs specialists in group benefits, the primary goal is to cultivate a sustainable future by collaborating closely with clients. The belief is that an informed and engaged workforce is pivotal for the success of any organization. A...
by Dowco Financial | Aug 5, 2024 | Blog, business owners, disability, disability insurance, Family, farmers, financial advice, health benefits, incorporated professionals, individuals, Insurance, Professionals
If you cannot work because you are seriously injured or ill, disability insurance will provide you with a monthly, tax-free income to help replace your lost wages. An injury does not have to be as blatant as a broken leg or arm – suffering from chronic pain or...
by Dowco Financial | Apr 1, 2024 | Blog, business owners, Group Benefits, health benefits, incorporated professionals
In today’s ever-evolving workplace landscape, employees place a premium on several key factors: 1. Alignment with employer values, especially sustainability. 2. Achieving a harmonious work-life balance. 3. Assistance in coping with the rising cost of living...
by Dowco Financial | Nov 1, 2023 | Blog, business owners, financial advice, Financial Planning, Group Benefits, health benefits
Group benefits can be intricate both in their establishment and administration. There are numerous details and considerations to be aware of when purchasing a group benefits plan, one of which is the target loss ratio (TLR).Key Questions Addressed:What is a target...
